I wanted to share some money saving tips not only to help myself but I want to share these tips with you guys. My husband is in the military and I stay home with the kids, we have been living off of one income for over ten years now, I didn’t always have the tools I’m about to show you know, it was through A LOT of trial and errors and i am here to give you the tried and true tips that I’m doing now to become debt FREE!
My husband and I combine have about $20,000 dollars in debt, mostly me with student loans and my husband has 2 credit cards maxed out. One credit card by the way, he used to buy our wedding rings. I guess it was a good spend? What do you think?
Any who… These tips I’m sharing has blessed us to the MAX on saving money with 3 children and living on one income. Plus supporting an entrepreneurs dream of not only working from home but to work from home and not have to find a job outside of the home.
- I’ve learned to cook from scratch
I’m not a professional chef, I’ve burned A LOT of food and even foods that my kids and husband were like: “Don’t ever make that again!” I had to learn again by trial and error. I’ve learned that my top food staples I keep in my pantry are Rolled oats, flour, sugar, potatoes, rice, dry beans, etc. My top store is COSTCO. Buying in bulk has saved us TONS of money.
- Shop clearance & Use coupons for clothing
I know this line, should be thrift stores, but I’ve found that I can never find clothing from my kids sizes. So, I get A lot of coupons in the mail, online and even signing on to the mailing list of certain stores, I get a lot of savings of 30%, 40%, 50% to even 70% off.
- Use hand-me-downs
I have boy and girl twins AND a toddler, so I always get people blessing me with all kinds of clothes for my kids. Sometimes even when you put it out there that you are looking for kids clothes of a certain size, there’s always someone wanting to get rid of their clothes. When my youngest child was born, a mom had a HUGE box filled with cloth diapers, clothes from 0 to 2T, coats and shoes all for $100, I couldn’t say no to this deal, I grab it and my child was set and even better she had cloth diapers and I was looking to get into trying it out for my child.
- Learn your way around clippers and cute hairstyles
When my husband is home from work, mostly during the weekends he cuts my son’s hair and does an AMAZING job. I mostly do the girl’s hair and I’m not stylists at all either so, there were MANY days I was on YouTube for HOURS looking at hair tutorials to do my daughter’s hair and I’m still learning.
- Limit eating out (even fast food)
Even while you are out and about in the area you live in, try to bring snacks with you, eat a big meal before leaving. I’ve done this many times on purpose because I knew at the time I wouldn’t be able to make it.
- D.I.Y. household repairs and anything you can to save money
Anytime my husband goes on deployment I’ve had to D.I.Y. a flat tire on a HUGE and LONG truck (Yukon XL) and a few other things around the house, which include sewing clothes. I’ve had to sew a few things to keep the wear.
- Look for opportunities for residual income
This means not just with MLM companies or direct selling. You can create things and sell it. Those things you create can even bless your family. Such as sewing. Sometimes you can make hats, scarfs, gloves, etc. To not only sell but less clothes money you have to buy. Another example is bath and body products. I handmade butters and hair oils for my family, we rarely buy any hair moisturizer, hair oils, body butters etc. I make all of that and its something everyone in my family uses.
Here is also a BONUS tip, I LOVE to share bonuses. In my area, there is also a ministry called: The bread ministry and everyday they give out bread and sweets to the military community and it has blessed my socks off. I rarely buy bread because I get so much from this AMAZING ministry. It has helped our family so much.
Another money-saving tip is tithe. WHAT, Trista, this post is about saving money not giving it away. I say tithing because it has blessed our socks off tithing every month. It has allowed for God to be God in our finances. We don’t have a lot of it but when we give to God, it always seems to bless us and God always takes care of the rest.
What are some of your money-saving tips?